Appraisal services for Amarillo and Randall County homeowners
Check out the top 7 reasons why Texas homeowners need JRBaskett, Inc.:
We at JRBaskett, Inc. understand the unique needs of a homeowner in need of appraisal services. Our typical business clients understand the appraisal process and the customary documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.
Challenging Randall County's assessment of your propertyLet's say your house is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an expert appraisal from JRBaskett, Inc. is your strongest weapon when challenging your property tax assessment.
Need to cancel PMI?An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping consumers just like you abolish unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from JRBaskett, Inc. can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would like to have a professional double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from JRBaskett, Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had in the past. Even though most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.